If you have been injured in an automobile accident or in any other situation where the other party is covered by insurance, you will undoubtedly get a call or a visit from an insurance adjuster wanting to take a recorded statement from you about the accident. I do not know of any attorneys that would allow this to happen. The problem is that in a majority of cases, the statement has already been given before the client has contacted an attorney. This does not happen by chance. The insurance companies will call ASAP because they know that once you get an attorney that they will not be able to talk to you.
Only bad things can possibly come from taking to the other insurance company. Nothing good will come from it. They are not your friend. They are not on your side. They do not have your best interest in mind. There will be plenty of time for exchange of information and the giving of statements. But it will be with a lawyer involved who is on your side. Any statement you eventually give will be a complete statement. Too many times a statement taken by an insurance adjuster contained only part of the story because of the questions that were asked and the way they were asked. That statement is later waived in front of the client during a trial a year later when they are asked “why are the facts you have just told the jury not included in your earlier statement to the insurance adjuster?” The inference is made that the additional facts have been either fabricated or remembered incorrectly when in truth it was just that you didn’t mention it because of the form of the question.
The safe answer to this question is that you should NOT talk to or give any type of statement to the other parties insurance company without first consulting with your attorney.
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